A Smarter Way to Buy Insurance
There’s a smarter way to buy trucking insurance—and it starts with a team that truly gets the industry. We’re not just insurance agents—we’re trucking specialists who understand how to build policies around your unique operation. Whether you're an owner-operator or run a growing fleet, we’ll connect you with competitive, reliable coverage from trusted carriers. It’s insurance made simple.
Our Services
What We Offer
At Smarter Truck Insurance Agency, we provide a full range of commercial trucking insurance solutions tailored to meet the needs of motor carriers, owner-operators, and fleet managers. Whether you're hauling locally, regionally, across state lines, or cross-border into Mexico or Canada, our team connects you with policies designed to protect your operation. We offer coverage options that include Primary Liability, Motor Truck Cargo, Physical Damage, General Liability, Non-Trucking Liability (Bobtail), Occupational Accident, Workers Compensation, and more. With access to top-rated carriers and trucking-specialized programs, we ensure our clients receive the protection they need—quickly and with confidence.
Why Choose Our Services?
Trucking Specialist- We focus solely on commercial trucking, so we understand your business inside and out.
Fast, Reliable Service – Get quotes, bind policies, and make changes with speed and ease.
Customized Coverage – We tailor policies to fit your routes, freight type, and operational structure.
Cross-Border Expertise – We insure B1 drivers and international operations from Mexico and Canada.
Tailored insurance packages that meet your operational needs
Competitive quotes from top-rated carriers
Industry Knowledge – Our team stays up to date on DOT regulations, FMCSA requirements, and industry trends.
Top-Rated Carriers – We work with the most trusted insurance providers in the trucking industry.
Real Support – You get a dedicated team that communicates clearly and is always just a phone call away.
Fast certificate delivery & excellent claims support
Bilingual team (English & Spanish)
Local expertise, national coverage
Required by law for commercial truckers, this coverage protects you against claims for bodily injury and property damage caused to others while you're operating your vehicle. Read More...
B1 licensed drivers are a key part of many cross-border and U.S. trucking operations. Hiring them comes with unique insurance and compliance requirements. Tailored coverage is essential to keep fleets legal, protected, and moving. read more...
Covers repairs or replacement of your truck and trailer due to collisions, theft, fire, or natural disasters. Essential protection whether you lease or own your equipment. Read More...
Safeguard the goods you’re transporting. Cargo coverage protects against losses or damage to freight in transit—giving both you and your clients peace of mind. Read More...
Covers non-driving-related risks—such as injuries at your business location or damage caused during loading/unloading. A must-have for full business protection. Read more...
Covers medical costs and lost wages if an employee is injured on the job. It protects your team and helps keep your business compliant and secure. In many states, it’s also legally required for trucking companies. Read More...
Provides coverage for independent contractors or owner-operators injured while working. It helps pay for medical expenses, lost income, and accidental death benefits. A flexible alternative to workers comp for non-employee drivers. Read More...
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